Challenge

The complexity of the German pension schemes are a real challenge for organizations in terms of consulting and offering optimal pension plans for their individual employees. The changes in German Payroll and pension structure in the recent years have given more light and attention to the Riester Rente. Finding an optimal combination of the standard bAV pension schemes and the Riester Rente is a complex task which requires tax and social security insurance calculations most employees are not skilled of.

 

Benefits

Our Pension Optimizer provides a solution for organizations to tackle the challenge of complex pension calculations by offering a self-service solution for employees. Using this tool, employees of the organization can complete their GDPR-proof questionaire and then compare the results in an interactive screen. By changing the contractual amount of the Pension Plan, users can see how their bAV and Riester plans vary and what option gives the most benefit for them. The solution is highly customizable for the organizational needs.

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